SR22 Insurance Vermont
The state of Vermont requires all vehicle owners to carry minimum auto liability insurance coverage. If a driver is pulled over or involved in an accident and fails to produce a current and valid insurance card, their driver’s license can be suspended. In order to obtain license reinstatement, a driver is required to purchase SR22 insurance Vermont, which is considered high risk insurance.
In addition to driving without auto liability insurance, other situations can result in license suspension include:
- Accumulating excessive points on a DMV record
- Drug and alcohol offenses (DUI or DWI)
- Refusal to take a breath or blood alcohol test
- Uninsured accidents
- Child support or neglect cases
- Legal judgments
SR22 insurance Vermont is a certificate of financial responsibility rider that is attached to a driver’s auto insurance policy and filed with the Vermont Department of Motor Vehicles as a condition for license reinstatement. The filing of an SR22 certificate is a means to reinstate the driver’s license, and it also serves to guarantee that the driver remains legally insured for a specified period of time. The driver’s insurance provider closely monitors the status of the SR22 policy, and if it lapses, expires or is canceled, the insurance provider will file an SR26 form with the Vermont DMV. This results in the driver’s license being suspended again and repeating the process to reinstate it.
If your driver’s license has been suspended and you do not own a vehicle, you will have to purchase non owner SR22 insurance Vermont. It serves the same purpose as owner SR22 insurance – to allow reinstatement of your driver’s license. However, instead of insuring an owned vehicle, a non owner SR22 policy covers vehicles you may drive on an occasional basis. Non owner SR22 insurance acts as secondary insurance to a vehicle owner’s insurance policy. For more information on non owner SR22 insurance Vermont, see our Vermont Non Owner SR22 Insurance page.
Whether you need owner or non owner SR22 insurance Vermont, count on UltraCar Insurance to find you the best rate possible. To obtain Vermont SR22 insurance quotes, use our secure online form, or give us a call today!Tags: SR22, SR22 Insurance, SR22 Insurance Vermont, Vermont, Vermont DMV, Vermont DUI, Vermont High Risk Insurance, Vermont License Reinstatement, Vermont SR22, Vermont SR22 Insurance, Vermont SR22 Insurance Quotes